RBL Bank Fun+ Credit Card
RBL · VISA★ 3.8/ 5
✓ Details last verified 1 Jan 2025
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Key features
What this card is built to do — the highlights that actually matter.
3% on Online Shopping
3% cashback on online spends
1% on Other
1% cashback on all other transactions
Lifetime Free
No annual fee — ever. Keep this card long-term without any recurring cost.
💰 CASHBACK STRUCTURE
How much you earn back on each type of spend — no points math required.
3.0%
online shopping cashback
1.0%
Base rate (all other spends)
- 3.0% cashback on online shopping
- 1.0% on all other spends — no restrictions
RBL Fun+ is a no-fee entertainment-first card — 1 free movie ticket per month via BookMyShow (₹1,200/year value) plus 3% cashback on online spends. Simple, accessible, and genuinely free.
Who is this for?
For first-time credit card users who want a no-fee card with a tangible monthly benefit. The free movie ticket creates a reason to use the card every month without complicated reward redemption.
At a glance
Full reward structure
What you earn on every rupee, per spend category. Rates assume 1 pt = ₹1.00. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shopping | cashback | 3% | — |
| Other | cashback | 1% | — |
Online Shopping: 3% cashback on online spends
Other: 1% cashback on all other transactions
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Should you get it?
- Best for: First-time card users, Low to moderate spenders
- Entry tier — great for first-time and lower-spend users.
- Strongest value if you spend heavily on Online Shopping (3% back).
Pros
- No joining or annual fee — lifetime free
- Simple, accessible entry/mid-tier card
Cons
- Reward caps may limit value for very high spenders
- Fewer premium travel and lifestyle perks
Eligibility & documents
DOCUMENTS REQUIRED
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Statement credit / cashback adjustment
- 🎁Online rewards catalogue (vouchers, merchandise)
- 🎁Flight & hotel bookings via the issuer rewards portal
- 🎁Airline / hotel partner point transfers (on eligible cards)
What your cashback are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Direct cash adjustment — no conversion
The concern
Outside the movie benefit the card is unremarkable — treat it as a perk card, not a rewards engine.
Bottomline
CardAdvisor Rating: 3.8 / 5Fun+ has the most honest pitch in the catalog: a free BookMyShow ticket monthly, 3% online cashback, no fee. For students and young earners that is ₹1,200+/year of real value for nothing. Simple and likeable.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the RBL Bank Fun+ Credit Card are taken from RBL's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2025. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
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