Not a SEBI-registered Investment Adviser
CardAdvisor is a credit card comparison and information platform. We do not provide investment advice, securities advice, or any regulated financial advisory service as defined under the SEBI (Investment Advisers) Regulations, 2013. We are not registered with SEBI as an Investment Adviser, Research Analyst, or in any other regulated capacity. Nothing on this platform should be construed as investment advice or a recommendation to buy, sell, or hold any financial instrument.
CardAdvisor is a comparison and information service only. We do not accept deposits, lend money, or process payments, and hold no authorisation from the Reserve Bank of India (RBI) or any other financial regulator.
Not affiliated with any similarly named service
CardAdvisor (cardadvisor.in) is an independent Indian platform operated by Devchandra Sah. We have no affiliation, association, partnership, or connection with any other website, company, or service operating under a similar name in India or any other country. Use of the name "CardAdvisor" by any other entity does not imply any relationship with this platform.
Information, not advice
CardAdvisor provides general information and comparison tools for Indian credit cards. Nothing on this site constitutes financial, investment, tax, or legal advice, or a recommendation to apply for any specific product. Every person's financial situation is different — consider your own circumstances and consult a qualified professional where appropriate.
No guarantee of approval
A card appearing in your results, receiving a high score, or being recommended does not mean you will be approved for it. Approval decisions are made solely by the card issuer, based on your credit history, income, employment, and other factors that CardAdvisor has no visibility into or influence over. Always check the issuer's eligibility criteria before applying.
Accuracy & freshness
We work hard to keep card data accurate and show a "last verified" date where available. However, issuers change fees, reward rates, and benefits frequently and without notice. Estimated reward values are illustrative and depend on your actual spending patterns and redemption choices. Always confirm the current terms, fees, and benefits on the card issuer's official website before applying.
Independence & affiliate links
CardAdvisor currently earns no commissions from any card issuer or payment network. "Apply" links take you directly to the issuer's official website; we receive nothing when you click or when you are approved. Our rankings are generated algorithmically — no issuer can pay to rank higher.
If this changes, this page and the relevant card pages will be updated with a clear, prominent disclosure before any such arrangement goes live. See also our How We Make Money page.
External links
We are not responsible for the content, accuracy, privacy practices, or reliability of third-party sites (including card issuer websites) that we link to. Visiting those sites is at your own risk and subject to their own terms and policies.
Trademarks & intellectual property
All product names, company names, logos, card designs, and brands (including bank and payment-network marks such as Visa, Mastercard, RuPay, and American Express) are the property of their respective owners and are used here solely for identification and comparison purposes. CardAdvisor is independent and is not affiliated with, endorsed by, or sponsored by any card issuer or payment network. We do not reproduce issuers' card artwork; cards are displayed using our own generated illustrations.
All original content on this site — articles, scoring methodology, generated card illustrations, and site design — is owned by Devchandra Sah, operating as CardAdvisor, and may not be reproduced without permission.
Takedown requests: if you own a trademark or copyright and believe any name, logo, image, or text on this site is used improperly, email devchandra1987@gmail.com with details of the material and your claim. We will review and respond within 5 business days.
Limitation of liability
To the fullest extent permitted by applicable law, CardAdvisor is not liable for any direct, indirect, incidental, or consequential financial loss arising from decisions made based on information provided on this site. The service is provided "as is" without warranties of any kind. See our Terms of Use for the full liability terms.
Governing law
This disclaimer is governed by the laws of India. Any disputes arising from use of this site shall be subject to the jurisdiction of the courts of New Delhi.