Amazon Pay ICICI Bank Credit Card
ICICI · VISA★ 4.4/ 5
✓ Details last verified 1 Jan 2025
↻ Hover or tap to flip
Key features
What this card is built to do — the highlights that actually matter.
5% on Online Shopping
5% cashback on Amazon for Prime members
2% on Dining
2% cashback on dining
Lifetime Free
No annual fee — ever. Keep this card long-term without any recurring cost.
🛍️ SHOPPING BENEFITS
Built for Amazon — here's how your cashback stacks up.
5.0%
Amazon rate
5.0%
Online shopping rate
PARTNER MERCHANTS
- Co-branded with Amazon — built for regular shoppers
- 5.0% back on Amazon purchases
- Accelerated cashback at: Amazon
💰 CASHBACK STRUCTURE
How much you earn back on each type of spend — no points math required.
5.0%
online shopping cashback
1.0%
Base rate (all other spends)
- 5.0% cashback on online shopping
- 1.0% on all other spends — no restrictions
Kavya is an Amazon Prime subscriber. She buys groceries, electronics, and daily essentials on Amazon — ₹7,000/month. As a Prime member, she earns 5% back on every purchase: ₹4,200/year in instant Amazon Pay cashback credited within minutes. She also earns 2% on 100+ Amazon Pay partner merchants like BigBasket and Swiggy — all from a card that costs nothing and always will.
Who is this for?
Anyone with Amazon Prime membership who shops on Amazon more than twice a week. The 5% is instant, automatic, and credited to Amazon Pay — so you can use it on the next order. Non-Prime members earn 3%, which is still the best cashback rate on Amazon from any no-fee card.
At a glance
Full reward structure
What you earn on every rupee, per spend category. Rates assume 1 pt = ₹1.00. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shopping | cashback | 5% | — |
| Dining | cashback | 2% | — |
| Travel | cashback | 2% | — |
| Other | cashback | 1% | — |
Online Shopping: 5% cashback on Amazon for Prime members · Amazon
Dining: 2% cashback on dining
Travel: 2% cashback on travel
Other: 1% on all other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Should you get it?
- Best for: Amazon Prime subscriber, Online grocery shopper (BigBasket), Frequent Amazon electronics buyer, First card for ICICI account holder
- Entry tier — great for first-time and lower-spend users.
- Strongest value if you spend heavily on Online Shopping (5% back).
Pros
- Amazon Prime members get 5% cashback on every Amazon purchase — a ₹6,000/month Amazon habit earns ₹3,600/year automatically
- Cashback credited instantly to Amazon Pay balance — spend it on your next order the same day
- 2% cashback at 100+ Amazon Pay partner merchants including BigBasket, Swiggy, and Uber
- Lifetime free — no fee, ever, for any income level
Cons
- Value is concentrated in Amazon ecosystem — if you shop equally on Flipkart, SBI Cashback earns more
- Non-Prime members earn 3% on Amazon — still good, but the card is built for Prime subscribers
- No lounge access or travel perks
Eligibility & documents
DOCUMENTS REQUIRED
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Amazon Pay Balance: Instant cashback credited to Amazon Pay — use on the very next Amazon order. (₹1.00/cashback rupee)
- 🎁Amazon Pay Partner Merchants: Use Amazon Pay balance at Swiggy, Uber, BookMyShow, and 100+ partner merchants. (₹1.00/cashback rupee)
What your cashback are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Direct cash adjustment — no conversion
The concern
Cashback lands as Amazon Pay balance, not cash — the card subtly deepens your Amazon dependence, which is of course the point.
Bottomline
CardAdvisor Rating: 4.4 / 5The Amazon Pay ICICI card is the most frictionless cashback card in India — instant credit, no points, no fee, on the platform Indians already use most. For Prime members it is close to mandatory. Our most-recommended card for beginners.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the Amazon Pay ICICI Bank Credit Card are taken from ICICI's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2025. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
Similar & related cards
Other cards worth comparing before you apply.
Tata Neu Plus HDFC Bank Credit Card
Another no-fee co-brand shopping card
AU Altura Credit Card
Comparable AU option
Axis Bank ACE Credit Card
Comparable AXIS option
RBL Bank Fun+ Credit Card
Comparable RBL option
HDFC PIXEL Play Credit Card
Comparable HDFC option
Axis Bank Neo Credit Card
Comparable AXIS option
Read more
Guides and reviews related to this card.
Axis ACE Credit Card Review (2026): The Free Card With a 5% Trick You Need to Know
Axis ACE is lifetime free with 5% on utility bills, 4% on dining and online shopping, and 2% on everything else. The 5% utility rate has one very specific requirement.
Your First Credit Card: A No-Nonsense Guide (2026)
What actually matters for card #1 — approval odds, zero fees, and building a credit history — and the upsells to ignore.
Best Cashback Credit Cards in India (2026)
Flat-rate vs category cashback, fee waivers, and how to pick the card that actually maximises your return.
Want to know if this beats your current card for your spending?