MakeMyTrip ICICI Bank Credit Card
ICICI · MASTERCARD★ 4.2/ 5
✓ Details last verified 1 Jan 2026
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Key features
What this card is built to do — the highlights that actually matter.
6% on Travel
Up to 6% MMTBlack rewards on MakeMyTrip bookings
1% on Other
1% base value on other spends
Nidhi books all her flights on MakeMyTrip — IndiGo, Air India, and Vistara. ICICI MakeMyTrip card earns up to 6% as MMTBlack rewards on MakeMyTrip bookings, redeemable for hotel stays and flights with no blackout dates. She earns ₹14,400/year on ₹20,000/month in MMT bookings and enjoys MMTBlack Elite status perks.
Who is this for?
For MakeMyTrip power users who book flights, hotels, and holiday packages through MMT regularly. The MMTBlack rewards stack with your hotel cashback and flight discounts — creating a loyalty loop that's hard to beat within the MMT ecosystem.
At a glance
Full reward structure
What you earn on every rupee, per spend category. Rates assume 1 pt = ₹0.25 (up to ₹0.40 via best route). How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Travel | reward points | 6% | — |
| Other | reward points | 1% | — |
Travel: Up to 6% MMTBlack rewards on MakeMyTrip bookings · MakeMyTrip
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Should you get it?
- Mid tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on Travel (6% back).
Eligibility & documents
What your icici reward points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard redemption
Higher value via iShop travel
The concern
Rewards live and die inside MakeMyTrip — fare markups on the platform can silently claw back what the card pays out.
Bottomline
CardAdvisor Rating: 4.2 / 5For MakeMyTrip loyalists this co-brand compounds beautifully — booking discounts, MMTBlack rewards, and status stack on every trip. Frequent OTA bookers extract real double-digit effective returns during sales. Just know you are marrying the platform.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the MakeMyTrip ICICI Bank Credit Card are taken from ICICI's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
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