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ICICI·MakeMyTrip ICICI Bank Credit Card
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MakeMyTrip ICICI Bank Credit Card

ICICI · MASTERCARD4.2/ 5

✓ Details last verified 1 Jan 2026

IICICI
MID
5••• •••• •••• 4220
Card
MakeMyTrip ICICI Bank Credit Card
Valid thru
08/29
MASTERCARD
•••

This card is the property of ICICI. If found, please return to the nearest ICICI branch. Use subject to the issuer's terms.

ICICIMASTERCARD

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Key features

What this card is built to do — the highlights that actually matter.

6% on Travel

Up to 6% MMTBlack rewards on MakeMyTrip bookings

1% on Other

1% base value on other spends

Nidhi books all her flights on MakeMyTrip — IndiGo, Air India, and Vistara. ICICI MakeMyTrip card earns up to 6% as MMTBlack rewards on MakeMyTrip bookings, redeemable for hotel stays and flights with no blackout dates. She earns ₹14,400/year on ₹20,000/month in MMT bookings and enjoys MMTBlack Elite status perks.

Who is this for?

For MakeMyTrip power users who book flights, hotels, and holiday packages through MMT regularly. The MMTBlack rewards stack with your hotel cashback and flight discounts — creating a loyalty loop that's hard to beat within the MMT ecosystem.

At a glance

₹999
Joining fee
₹999
Annual fee
Fee waiver
6%
Best reward rate
₹25,000/mo
Min income

Full reward structure

What you earn on every rupee, per spend category. Rates assume 1 pt = ₹0.25 (up to ₹0.40 via best route). How we value points →

CategoryTypeRateMonthly cap
Travelreward points6%
Otherreward points1%

Travel: Up to 6% MMTBlack rewards on MakeMyTrip bookings · MakeMyTrip

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

3.5%
Forex markup

Should you get it?

  • Mid tier a solid all-rounder for steady monthly spend.
  • Strongest value if you spend heavily on Travel (6% back).

Eligibility & documents

Min. income₹25,000/mo

What your icici reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue

Standard redemption

0.25/pt
iShop flights & hotelsBEST

Higher value via iShop travel

0.40/pt
Compare what every reward currency is worth →

The concern

Rewards live and die inside MakeMyTrip — fare markups on the platform can silently claw back what the card pays out.

Bottomline

CardAdvisor Rating: 4.2 / 5

For MakeMyTrip loyalists this co-brand compounds beautifully — booking discounts, MMTBlack rewards, and status stack on every trip. Frequent OTA bookers extract real double-digit effective returns during sales. Just know you are marrying the platform.

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the MakeMyTrip ICICI Bank Credit Card are taken from ICICI's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →

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