RBL Bank Icon Credit Card
RBL · MASTERCARD★ 3.9/ 5
✓ Details last verified 1 Jan 2026
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Key features
What this card is built to do — the highlights that actually matter.
1% on Other
1% base value on other spends
RBL Icon earns accelerated reward points on dining and entertainment with decent base earn elsewhere. A mid-tier card for RBL account holders seeking dining rewards and lifestyle perks.
Who is this for?
For RBL customers who want a mid-tier card with dining and entertainment focus. Better suited to urban diners who eat out 6–8 times per month.
At a glance
Full reward structure
What you earn on every rupee, per spend category. Rates assume 1 pt = ₹0.25. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | reward points | 1% | — |
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Should you get it?
- Mid tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on Other (1% back).
Eligibility & documents
What your rbl reward points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard redemption
The concern
Its own sibling outcompetes it — the use case where Icon beats Platinum Maxima is vanishingly narrow.
Bottomline
CardAdvisor Rating: 3.9 / 5Icon is a reasonable dining-forward card that lives in Platinum Maxima's shadow — similar audience, slightly different mix, rarely the better pick. RBL diners should usually just take the Maxima.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the RBL Bank Icon Credit Card are taken from RBL's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
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