Axis Bank Atlas Credit Card vs HDFC Bank Infinia Metal Credit Card
A side-by-side comparison of fees, rewards, and benefits to help you pick the right card for your spending.
| Axis Bank Atlas Credit Card | HDFC Bank Infinia Metal Credit Card | |
|---|---|---|
| Issuer | AXIS | HDFC |
| Annual fee | ₹5,000/yr ✓ | ₹12,500/yr |
| Joining fee | ₹5,000 | ₹12,500 |
| Best reward | 1.65% on Travel | 3.33% on Travel |
| Forex markup | 2% | 2% |
| Lounge access | Yes | Yes |
| Welcome benefit | ~₹5,000 | ~₹12,500 |
| Min income | ₹1,00,000/mo | ₹3,00,000/mo |
| Expert rating | 4.7 / 5 | 4.7 / 5 |
Which should you pick?
Choose the Axis Bank Atlas Credit Card if you want strong rewards on travel at a lower annual fee. Consider the HDFC Bank Infinia Metal Credit Card if you spend more on travel. Your actual best card depends on how you spend — run your numbers below.
Axis Bank Atlas Credit Card vs HDFC Bank Infinia Metal Credit Card — FAQs
Which has a lower annual fee, Axis Bank Atlas Credit Card or HDFC Bank Infinia Metal Credit Card?
The Axis Bank Atlas Credit Card has the lower annual fee at ₹5,000/yr, versus ₹12,500/yr for the HDFC Bank Infinia Metal Credit Card.
Do Axis Bank Atlas Credit Card and HDFC Bank Infinia Metal Credit Card offer airport lounge access?
Both cards include complimentary airport lounge access — check each card’s visit limits and whether international lounges are covered.
Which card has lower forex markup, Axis Bank Atlas Credit Card or HDFC Bank Infinia Metal Credit Card?
Both cards charge the same 2% forex markup on international spends.
Which is better, Axis Bank Atlas Credit Card or HDFC Bank Infinia Metal Credit Card?
Neither card is universally better — it depends on how you spend. The Axis Bank Atlas Credit Card rewards travel at 1.65%, while the HDFC Bank Infinia Metal Credit Card rewards travel at 3.33%. Compare their fees and benefits above, or run your actual spending through our recommender for a personalised pick.