American Express Platinum Card vs Axis Bank Reserve Credit Card
A side-by-side comparison of fees, rewards, and benefits to help you pick the right card for your spending.
| American Express Platinum Card | Axis Bank Reserve Credit Card | |
|---|---|---|
| Issuer | AMEX | AXIS |
| Annual fee | ₹66,000/yr | ₹50,000/yr ✓ |
| Joining fee | ₹66,000 | ₹50,000 |
| Best reward | 1% on Other | 1% on Other |
| Forex markup | 2% | 2% |
| Lounge access | No | No |
| Welcome benefit | — | — |
| Min income | ₹2,50,000/mo | ₹3,00,000/mo |
| Expert rating | 4.8 / 5 ✓ | 4.6 / 5 |
Which should you pick?
Choose the American Express Platinum Card if you want strong rewards on other. Consider the Axis Bank Reserve Credit Card if you spend more on other and prefer a lower fee. Your actual best card depends on how you spend — run your numbers below.
American Express Platinum Card vs Axis Bank Reserve Credit Card — FAQs
Which has a lower annual fee, American Express Platinum Card or Axis Bank Reserve Credit Card?
The Axis Bank Reserve Credit Card has the lower annual fee at ₹50,000/yr, versus ₹66,000/yr for the American Express Platinum Card.
Do American Express Platinum Card and Axis Bank Reserve Credit Card offer airport lounge access?
Neither card lists complimentary airport lounge access.
Which card has lower forex markup, American Express Platinum Card or Axis Bank Reserve Credit Card?
Both cards charge the same 2% forex markup on international spends.
Which is better, American Express Platinum Card or Axis Bank Reserve Credit Card?
Neither card is universally better — it depends on how you spend. The American Express Platinum Card rewards other at 1%, while the Axis Bank Reserve Credit Card rewards other at 1%. Compare their fees and benefits above, or run your actual spending through our recommender for a personalised pick.