IndusInd Bank EazyDiner Credit Card
INDUSIND · MASTERCARD★ 4.4/ 5
✓ Details last verified 1 Jan 2026
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Key features
What this card is built to do — the highlights that actually matter.
20% on Dining
Up to 20% off + rewards on EazyDiner restaurant bills
1% on Other
1% base value on other spends
🍽️ FOOD & DINING BENEFITS
This card is built for EazyDiner users — here's what you get.
20.0%
Dining cashback rate
EazyDiner
Co-brand partner
PARTNER PLATFORMS
- Exclusive co-brand benefits with EazyDiner
- 20% cashback on dining and food delivery
- Accelerated earn on: EazyDiner restaurants
Arun dines at premium restaurants 3–4 times a week through EazyDiner — averaging ₹2,500 per table. IndusInd EazyDiner card gives up to 25% off [NOTE: Major July 2025 devaluation — discount caps introduced (₹2,000/month standard), annual fee raised to ₹2,999] at 2,000+ EazyDiner partner restaurants — saving him ₹2,000/month = ₹24,000/year on a ₹1,500 fee card. The cashback far exceeds the annual fee within the first month.
Who is this for?
For frequent fine-dining enthusiasts who use EazyDiner to book restaurant tables. If you spend ₹8,000+/month dining at partner restaurants, the 20% discount is the highest restaurant saving of any credit card in India. Also earns standard rewards on non-restaurant spends.
At a glance
Full reward structure
What you earn on every rupee, per spend category. Rates assume 1 pt = ₹1.00. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Dining | cashback | 20% | ₹1,000 |
| Other | reward points | 1% | — |
Dining: Up to 20% off + rewards on EazyDiner restaurant bills · EazyDiner restaurants
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Should you get it?
- Best for: Restaurant-first lifestyle — dines out 3+ times per week, Uses EazyDiner app to discover and book tables, Corporate team lunches and client dinners, Urban professional in Mumbai, Delhi, or Bengaluru where EazyDiner network is densest
- Mid tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on Dining (20% back).
Pros
- Up to 20% off dining bill at 2,000+ EazyDiner partner restaurants — ₹2,500 table saves ₹500 per meal
- Dining rewards stack with the EazyDiner app discount — credit card + app = maximum restaurant savings
- A ₹5,000/month dining habit saves ₹1,000/month = ₹12,000/year from this card alone
- Good base earn on non-restaurant spends
Cons
- Value dependent on EazyDiner restaurant network — check if your favourite restaurants are listed before applying
- No lounge access or travel benefits — purely a dining-optimised card
- ₹1,500 annual fee only justifies if you dine at EazyDiner partners at least twice a month
Eligibility & documents
What your cashback are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Direct cash adjustment — no conversion
The concern
Value is entirely network-dependent — in cities where EazyDiner coverage thins out, the card's headline benefit goes dark.
Bottomline
CardAdvisor Rating: 4.4 / 5For genuine restaurant regulars this is the highest-saving dining card in India — a couple of dinners a month covers the fee, everything after is profit. The only homework: check your favourite restaurants are actually on EazyDiner first.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the IndusInd Bank EazyDiner Credit Card are taken from INDUSIND's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
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