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ICICI·Times Black ICICI Bank Credit Card
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Times Black ICICI Bank Credit Card

ICICI · VISA4.3/ 5

✓ Details last verified 1 Jan 2026

IICICI
SUPER PREMIUM
4••• •••• •••• 9264
Card
Times Black ICICI Bank Credit Card
Valid thru
08/29
VISA
•••

This card is the property of ICICI. If found, please return to the nearest ICICI branch. Use subject to the issuer's terms.

ICICIVISA

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Key features

What this card is built to do — the highlights that actually matter.

1% on Other

1% base value on other spends

👑 PREMIUM LIFESTYLE BENEFITS

Concierge, golf, hotel membership and high-value perks for premium cardholders.

ICICI Times Black is a super-premium card co-branded with Times Group. Unlimited movie and event tickets via BookMyShow at no charge, priority access to concerts and sports events, and Times Prime Gold membership. The ₹20,000 annual fee targets HNW entertainment and lifestyle spenders.

Who is this for?

For ICICI HNW customers who spend heavily on entertainment — theatre, concerts, sporting events, and dining. The free unlimited BookMyShow access alone justifies the fee for those who watch 4+ movies and attend 2+ events monthly.

At a glance

₹20,000
Joining fee
₹20,000
Annual fee
Fee waiver
1%
Best reward rate
₹2,50,000/mo
Min income

Full reward structure

What you earn on every rupee, per spend category. Rates assume 1 pt = ₹0.25 (up to ₹0.40 via best route). How we value points →

CategoryTypeRateMonthly cap
Otherreward points1%

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

2%
Forex markup

Should you get it?

  • Best for: Entertainment power user — 4+ movies + 2+ events monthly, Concert and sporting event attendee, ICICI HNW customer with significant entertainment lifestyle budget, Times Prime Gold power user (Uber/Swiggy/Zomato daily user)
  • Super Premium tier built for high spenders who want top-end perks.
  • Strongest value if you spend heavily on Other (1% back).

Pros

  • Unlimited movie and event tickets via BookMyShow — no cap on complimentary tickets
  • Priority access to concerts, sports events, and premium entertainment
  • Times Prime Gold membership included — access to Uber One, Swiggy One, Zomato Pro, and more
  • Lounge access and premium lifestyle concierge

Cons

  • ₹20,000 annual fee — justified only for very heavy entertainment and event spending
  • Value is concentration-dependent — BookMyShow unlimited benefits require 8+ events/month to beat the fee
  • Available only to ICICI HNW relationship customers — not open market
  • 3.5% forex markup — not suited for international use despite premium positioning

Eligibility & documents

Min. income₹2,50,000/mo

What your icici reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue

Standard redemption

0.25/pt
iShop flights & hotelsBEST

Higher value via iShop travel

0.40/pt
Compare what every reward currency is worth →

The concern

The fee only makes sense at extreme entertainment consumption — 4+ events monthly — which describes very few households honestly.

Bottomline

CardAdvisor Rating: 4.3 / 5

Times Black is a lifestyle card with a clear customer: the person attending something ticketed every week. For them the entertainment benefits alone can exceed ₹50,000/year. For ordinary moviegoers, the ₹20,000 fee is theatre of the absurd.

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the Times Black ICICI Bank Credit Card are taken from ICICI's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →

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