ICICI HPCL Super Saver Credit Card
ICICI · VISA★ 4.0/ 5
✓ Details last verified 1 Jan 2026
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Key features
What this card is built to do — the highlights that actually matter.
5% on Fuel
5% back as reward points on HPCL fuel
5% on Groceries
5% back on grocery & departmental spends
Annual Fee Waiver
Fee of ₹500/yr fully waived when you spend ₹1,50,000/year
Fuel Surcharge Waiver
1% waiver on fuel transactions, capped at ₹100/month
⛽ FUEL BENEFITS
Co-branded card — maximum savings at HPCL stations.
Up to 5%
Fuel reward rate
1%
Surcharge waiver
₹100
Waiver cap/month
PARTNER FUEL STATIONS
- Co-branded card — maximum rewards at HPCL fuel stations
- Up to 5% effective return on fuel purchases
- 1% fuel surcharge waiver at all fuel stations
ICICI HPCL Super Saver earns 5% back on HPCL fuel purchases — effectively ₹2,500/year on ₹4,000/month fuel spend. Also earns on grocery and utility bills, making it a strong everyday companion for HPCL-loyal commuters.
Who is this for?
For car owners who refuel exclusively or primarily at HPCL/HP outlets. The 5% fuel reward is matched only by dedicated co-branded fuel cards — at a low ₹500 fee waived on ₹1.5L annual spend.
At a glance
Full reward structure
What you earn on every rupee, per spend category. Rates assume 1 pt = ₹0.25 (up to ₹0.40 via best route). How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Fuel | reward points | 5% | ₹1,000 |
| Groceries | reward points | 5% | ₹1,000 |
| Other | reward points | 1% | — |
Fuel: 5% back as reward points on HPCL fuel · Hindustan Petroleum (HPCL)
Groceries: 5% back on grocery & departmental spends · Grocery & departmental stores
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Should you get it?
- Entry tier — great for first-time and lower-spend users.
- Strongest value if you spend heavily on Fuel (5% back).
Eligibility & documents
What your icici reward points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard redemption
Higher value via iShop travel
The concern
Locked to HPCL pumps — if your route favours IOCL or BPCL stations, the equivalent co-brands serve you better.
Bottomline
CardAdvisor Rating: 4.0 / 5The HPCL Super Saver is the best fuel card for HPCL-side commuters, with useful secondary earn on bills and groceries that most fuel cards skip. The low fee waives easily. A practical, unglamorous keeper.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the ICICI HPCL Super Saver Credit Card are taken from ICICI's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
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