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HDFC·6E Rewards IndiGo HDFC Bank Credit Card
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6E Rewards IndiGo HDFC Bank Credit Card

HDFC · VISA4.3/ 5

✓ Details last verified 1 Jan 2026

HHDFC
MID
4••• •••• •••• 0796
Card
6E Rewards IndiGo HDFC Bank Credit Card
Valid thru
08/29
VISA
•••

This card is the property of HDFC. If found, please return to the nearest HDFC branch. Use subject to the issuer's terms.

HDFCVISA

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Key features

What this card is built to do — the highlights that actually matter.

🎁

Welcome Benefit

~₹1,500 in vouchers, points or cashback on card activation

5% on Travel

5% as 6E Rewards on IndiGo flight bookings

1% on Other

1% base value on other spends

Shruti flies IndiGo every week for sales trips. HDFC 6E Rewards earns 5% back as 6E Rewards on IndiGo bookings — her ₹20,000/month IndiGo spend returns ₹12,000/year in flight credits. The ₹1,500 annual fee pays for itself in one round trip.

Who is this for?

For IndiGo loyalists who fly 2+ times a month domestically. The 6E Rewards accumulate fast on a dedicated co-branded card, and domestic IndiGo fares make redemption quick and painless.

At a glance

₹1,500
Joining fee
₹1,500
Annual fee
Fee waiver
~₹1,500
Welcome benefit
5%
Best reward rate
₹30,000/mo
Min income

Full reward structure

What you earn on every rupee, per spend category. Rates assume 1 pt = ₹0.30 (up to ₹1.00 via best route). How we value points →

CategoryTypeRateMonthly cap
Travelreward points5%
Otherreward points1%

Travel: 5% as 6E Rewards on IndiGo flight bookings · IndiGo (6E)

Other: 1% base value on other spends

Fees & charges

The numbers that matter beyond rewards — verify on the issuer site before applying.

3.5%
Forex markup

Should you get it?

  • Mid tier a solid all-rounder for steady monthly spend.
  • Strongest value if you spend heavily on Travel (5% back).

Eligibility & documents

Min. income₹30,000/mo

What your hdfc reward points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue

Standard catalogue & cashback

0.30/pt
SmartBuy flights & hotels

Up to ₹0.50/pt on travel via SmartBuy

0.50/pt
Airmiles transferBEST

Premium cards (Infinia/Diners Black) — best value

1.00/pt

✈ TRANSFER PARTNERS

Singapore Airlines KrisFlyer (1:1) Finnair Plus (Avios) (1:1)🏨 Marriott Bonvoy (1:1)
Compare what every reward currency is worth →

The concern

Kotak's IndiGo Ka-ching earns more on the same airline — and non-IndiGo spend on this card earns very little.

Bottomline

CardAdvisor Rating: 4.3 / 5

A clean, single-purpose card: fly IndiGo twice a month and the rewards cover several free flights a year. The 6E Rewards redeem easily against India's densest flight network. IndiGo loyalists need little convincing.

SOURCES & VERIFICATION

Fees, reward rates, and benefits for the 6E Rewards IndiGo HDFC Bank Credit Card are taken from HDFC's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →

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