Axis Bank Select Credit Card
AXIS · VISA★ 4.1/ 5
✓ Details last verified 1 Jan 2026
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Key features
What this card is built to do — the highlights that actually matter.
1% on Other
1% base value on other spends
👑 PREMIUM LIFESTYLE BENEFITS
Concierge, golf, hotel membership and high-value perks for premium cardholders.
Axis Select is a premium card with strong lifestyle benefits — lounge access, dining rewards, and an annual travel voucher. The ₹3,000 annual fee is offset by the ₹3,000 welcome voucher in year one, making it effectively free to try.
Who is this for?
For Axis customers earning ₹60,000+/month who want to step up from a basic card to one with lounge access and dining rewards without committing to Magnus-level spend requirements.
At a glance
Full reward structure
What you earn on every rupee, per spend category. Rates assume 1 pt = ₹0.20 (up to ₹1.00 via best route). How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | reward points | 1% | — |
Other: 1% base value on other spends
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Should you get it?
- Premium tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on Other (1% back).
Eligibility & documents
What your axis edge rewards are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Standard EDGE points
Flights & hotels
Atlas/Magnus/Reserve — transfer to partners
✈ TRANSFER PARTNERS
The concern
The renewal-year value depends on actually using the lounge quota — without travel, the fee buys little that ACE does not give free.
Bottomline
CardAdvisor Rating: 4.1 / 5Select is a sensible bridge card: lounge access and dining rewards at ₹3,000, effectively free in year one via the welcome voucher. A fair audition for Axis's premium ladder before committing to Magnus money.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the Axis Bank Select Credit Card are taken from AXIS's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2026. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
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