Axis Bank Flipkart Credit Card
AXIS · VISA★ 4.2/ 5
✓ Details last verified 1 Jan 2025
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Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹500 in vouchers, points or cashback on card activation
5% on Online Shopping
5% cashback on Flipkart and Myntra
4% on Travel
4% on preferred travel partners
Lifetime Free
No annual fee — ever. Keep this card long-term without any recurring cost.
🛍️ SHOPPING BENEFITS
Built for Flipkart — here's how your cashback stacks up.
5.0%
Flipkart rate
5.0%
Online shopping rate
PARTNER MERCHANTS
- Co-branded with Flipkart — built for regular shoppers
- 5.0% back on Flipkart purchases
- Accelerated cashback at: Flipkart, Myntra
💰 CASHBACK STRUCTURE
How much you earn back on each type of spend — no points math required.
5.0%
online shopping cashback
1.5%
Base rate (all other spends)
- 5.0% cashback on online shopping
- 1.5% on all other spends — no restrictions
Ananya shops Flipkart during Big Billion Days and Myntra every fashion sale — her average monthly spend across both is ₹6,000. Axis Flipkart returns 5% of that: ₹3,600/year with no cap and no annual fee. She earns 4% on Cleartrip, 1.5% everywhere else. The lifetime-free structure means she's never calculating whether the card "pays for itself."
Who is this for?
This is the card if Flipkart or Myntra is your primary shopping destination and you spend ₹3,000+ combined per month there. The 5% is unlimited — no category cap unlike most cashback cards. Also works well as a companion card for Flipkart loyalty customers who already hold a premium card elsewhere.
At a glance
Full reward structure
What you earn on every rupee, per spend category. Rates assume 1 pt = ₹1.00. How we value points →
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shopping | cashback | 5% | — |
| Travel | cashback | 4% | — |
| Other | cashback | 1.50% | — |
Online Shopping: 5% cashback on Flipkart and Myntra · Flipkart,Myntra
Travel: 4% on preferred travel partners · Hotels,Airlines
Other: 1.5% unlimited cashback
Fees & charges
The numbers that matter beyond rewards — verify on the issuer site before applying.
Should you get it?
- Best for: Flipkart loyalist shopper, Myntra fashion buyer during every sale, Big Billion Days maximiser, ₹25K–60K salary, online-first shopper
- Mid tier — a solid all-rounder for steady monthly spend.
- Strongest value if you spend heavily on Online Shopping (5% back).
Pros
- 5% cashback on Flipkart and Myntra — ₹5,000/month on both = ₹3,000/year, no cap
- 4% on preferred partners including selected travel and grocery platforms
- 1.5% on all other spends — a genuinely useful base rate for a zero-fee card
- Lifetime free — the 5% is never eroded by an annual fee you forget to waive
Cons
- Value is highly concentrated in Flipkart/Myntra — if you prefer Amazon, choose ICICI Amazon Pay
- 3.5% forex markup — not for international use
- No lounge access or travel perks
Eligibility & documents
DOCUMENTS REQUIRED
- 📄PAN card
- 📄Aadhaar / valid address proof
- 📄Latest 3 months bank statement
- 📄Income proof — salary slips (salaried) or ITR (self-employed)
- 📄Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
- 🎁Statement credit / cashback adjustment
- 🎁Online rewards catalogue (vouchers, merchandise)
- 🎁Flight & hotel bookings via the issuer rewards portal
- 🎁Airline / hotel partner point transfers (on eligible cards)
What your cashback are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Direct cash adjustment — no conversion
The concern
Outside Flipkart/Myntra/preferred partners the card earns a pedestrian 1-1.5% — it is a single-purpose tool, not an all-rounder.
Bottomline
CardAdvisor Rating: 4.2 / 5The Flipkart Axis card does one thing and does it perfectly: uncapped 5% on India's biggest non-Amazon marketplace at zero fee. If Flipkart and Myntra dominate your shopping, this is a permanent slot in your wallet.
SOURCES & VERIFICATION
Fees, reward rates, and benefits for the Axis Bank Flipkart Credit Card are taken from AXIS's official Most Important Terms & Conditions (MITC) and fee schedule — see the issuer's official page. Last verified 1 Jan 2025. Reviewed by Devchandra Sah. Always confirm current details on the issuer's site before applying. How we research →
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